Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content All Muni Bonds Are Not Created Equal Gaining a better understanding of municipal bonds makes more sense than ever. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. To Catch a Thief Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.